Call reports 2007
CAMERON STATE BANK — 2007
What CAMERON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 570,749,000 | 561,512,000 | 552,063,000 | 617,457,000 |
| Total loans | 313,652,000 | 325,649,000 | 323,578,000 | 328,512,000 |
| Allowance for loan losses | 4,126,000 | 4,274,000 | 4,450,000 | 4,276,000 |
| Securities available for sale | 104,361,000 | 96,452,000 | 85,132,000 | 66,196,000 |
| Securities held to maturity | 85,538,000 | 88,223,000 | 82,073,000 | 103,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,742,000 | 477,114,000 | 469,096,000 | 523,420,000 |
| Interest-bearing deposits | 340,578,000 | 328,906,000 | 322,068,000 | 380,311,000 |
| Noninterest-bearing deposits | 146,164,000 | 148,208,000 | 147,028,000 | 143,109,000 |
| Equity capital | 56,223,000 | 56,347,000 | 59,113,000 | 59,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,766,000 | 17,738,000 | 26,638,000 | 35,519,000 |
| Interest expense | 2,466,000 | 4,953,000 | 7,357,000 | 9,643,000 |
| Net interest income | 6,300,000 | 12,785,000 | 19,281,000 | 25,876,000 |
| Noninterest income | 2,333,000 | 4,816,000 | 7,070,000 | 9,279,000 |
| Noninterest expense | 5,359,000 | 11,014,000 | 16,154,000 | 21,956,000 |
| Provision for loan losses | 218,000 | 460,000 | 692,000 | 925,000 |
| Pretax income | 3,056,000 | 6,127,000 | 9,505,000 | 12,274,000 |
| Income tax | 1,008,000 | 2,036,000 | 3,167,000 | 4,020,000 |
| Net income | 2,048,000 | 4,091,000 | 6,338,000 | 8,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,531,000 | 56,817,000 | 59,145,000 | 59,296,000 |
| Total capital | 60,933,000 | 61,367,000 | 63,855,000 | 63,803,000 |
| Risk-weighted assets | 365,840,000 | 381,034,000 | 376,759,000 | 393,910,000 |