Call reports 2006
CAMERON STATE BANK — 2006
What CAMERON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 604,802,000 | 593,417,000 | 577,797,000 | 604,253,000 |
| Total loans | 309,546,000 | 308,682,000 | 314,007,000 | 310,749,000 |
| Allowance for loan losses | 3,739,000 | 4,379,000 | 3,934,000 | 4,015,000 |
| Securities available for sale | 117,771,000 | 105,044,000 | 103,061,000 | 88,192,000 |
| Securities held to maturity | 97,038,000 | 97,560,000 | 94,835,000 | 94,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,153,000 | 509,203,000 | 489,539,000 | 508,444,000 |
| Interest-bearing deposits | 349,381,000 | 345,351,000 | 297,451,000 | 357,630,000 |
| Noninterest-bearing deposits | 172,772,000 | 163,852,000 | 192,088,000 | 150,814,000 |
| Equity capital | 50,946,000 | 52,742,000 | 55,574,000 | 54,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,505,000 | 17,183,000 | 26,180,000 | 35,061,000 |
| Interest expense | 2,025,000 | 4,220,000 | 6,494,000 | 8,793,000 |
| Net interest income | 6,480,000 | 12,963,000 | 19,686,000 | 26,268,000 |
| Noninterest income | 2,505,000 | 4,636,000 | 7,123,000 | 9,571,000 |
| Noninterest expense | 5,582,000 | 11,035,000 | 16,546,000 | 22,465,000 |
| Provision for loan losses | 240,000 | 942,000 | 959,000 | 1,330,000 |
| Pretax income | 3,163,000 | 5,622,000 | 9,304,000 | 12,044,000 |
| Income tax | 946,000 | 1,753,000 | 2,987,000 | 4,020,000 |
| Net income | 2,217,000 | 3,869,000 | 6,317,000 | 8,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,240,000 | 53,367,000 | 55,886,000 | 54,482,000 |
| Total capital | 55,202,000 | 57,919,000 | 60,047,000 | 58,728,000 |
| Risk-weighted assets | 364,658,000 | 363,381,000 | 366,246,000 | 370,674,000 |