Call reports 2005
CAMERON STATE BANK — 2005
What CAMERON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 457,591,000 | 468,780,000 | 488,170,000 | 597,459,000 |
| Total loans | 293,751,000 | 298,285,000 | 304,805,000 | 310,656,000 |
| Allowance for loan losses | 3,707,000 | 3,795,000 | 3,963,000 | 3,806,000 |
| Securities available for sale | 59,988,000 | 53,041,000 | 55,013,000 | 97,055,000 |
| Securities held to maturity | 47,657,000 | 50,387,000 | 52,884,000 | 82,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,735,000 | 386,660,000 | 404,518,000 | 517,168,000 |
| Interest-bearing deposits | 277,038,000 | 285,847,000 | 281,480,000 | 339,928,000 |
| Noninterest-bearing deposits | 97,697,000 | 100,813,000 | 123,038,000 | 177,240,000 |
| Equity capital | 46,884,000 | 47,010,000 | 48,009,000 | 49,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,536,000 | 13,269,000 | 20,318,000 | 27,850,000 |
| Interest expense | 1,431,000 | 3,074,000 | 4,763,000 | 6,535,000 |
| Net interest income | 5,105,000 | 10,195,000 | 15,555,000 | 21,315,000 |
| Noninterest income | 2,302,000 | 4,599,000 | 6,736,000 | 8,931,000 |
| Noninterest expense | 5,151,000 | 10,352,000 | 16,047,000 | 21,800,000 |
| Provision for loan losses | 229,000 | 469,000 | 709,000 | 949,000 |
| Pretax income | 2,027,000 | 3,973,000 | 5,535,000 | 7,497,000 |
| Income tax | 685,000 | 1,238,000 | 1,760,000 | 2,382,000 |
| Net income | 1,342,000 | 2,735,000 | 3,775,000 | 5,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,648,000 | 46,505,000 | 47,600,000 | 48,850,000 |
| Total capital | 50,355,000 | 50,302,000 | 51,563,000 | 52,656,000 |
| Risk-weighted assets | 325,760,000 | 327,493,000 | 331,276,000 | 361,371,000 |