Call reports 2004
CAMERON STATE BANK — 2004
What CAMERON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 413,263,000 | 420,106,000 | 436,562,000 | 467,067,000 |
| Total loans | 253,093,000 | 268,813,000 | 284,516,000 | 294,704,000 |
| Allowance for loan losses | 3,446,000 | 3,614,000 | 3,714,000 | 3,591,000 |
| Securities available for sale | 58,745,000 | 58,009,000 | 55,749,000 | 49,547,000 |
| Securities held to maturity | 49,314,000 | 46,210,000 | 44,529,000 | 51,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,184,000 | 359,745,000 | 357,911,000 | 388,543,000 |
| Interest-bearing deposits | 269,704,000 | 265,616,000 | 264,531,000 | 288,706,000 |
| Noninterest-bearing deposits | 90,480,000 | 94,129,000 | 93,380,000 | 99,837,000 |
| Equity capital | 42,318,000 | 43,199,000 | 44,498,000 | 45,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,619,000 | 11,345,000 | 17,813,000 | 24,199,000 |
| Interest expense | 982,000 | 1,967,000 | 3,065,000 | 4,367,000 |
| Net interest income | 4,637,000 | 9,378,000 | 14,748,000 | 19,832,000 |
| Noninterest income | 2,322,000 | 4,649,000 | 6,641,000 | 8,914,000 |
| Noninterest expense | 4,648,000 | 9,490,000 | 14,913,000 | 19,731,000 |
| Provision for loan losses | 241,000 | 491,000 | 731,000 | 891,000 |
| Pretax income | 2,117,000 | 4,093,000 | 5,792,000 | 8,171,000 |
| Income tax | 697,000 | 1,327,000 | 1,902,000 | 2,871,000 |
| Net income | 1,420,000 | 2,766,000 | 3,890,000 | 5,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,714,000 | 42,362,000 | 43,541,000 | 45,006,000 |
| Total capital | 44,160,000 | 45,976,000 | 47,255,000 | 48,597,000 |
| Risk-weighted assets | 279,951,000 | 293,534,000 | 307,262,000 | 323,085,000 |