Call reports 2003
CAMERON STATE BANK — 2003
What CAMERON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 356,163,000 | 367,486,000 | 382,659,000 | 428,363,000 |
| Total loans | 212,223,000 | 221,328,000 | 236,498,000 | 243,569,000 |
| Allowance for loan losses | 3,088,000 | 3,205,000 | 3,110,000 | 3,262,000 |
| Securities available for sale | 47,737,000 | 45,691,000 | 51,488,000 | 55,162,000 |
| Securities held to maturity | 49,188,000 | 49,926,000 | 46,704,000 | 53,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,999,000 | 315,950,000 | 332,327,000 | 377,683,000 |
| Interest-bearing deposits | 231,416,000 | 237,770,000 | 247,699,000 | 287,025,000 |
| Noninterest-bearing deposits | 74,583,000 | 78,180,000 | 84,628,000 | 90,657,000 |
| Equity capital | 36,419,000 | 37,882,000 | 38,876,000 | 40,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,198,000 | 10,409,000 | 15,768,000 | 21,128,000 |
| Interest expense | 1,145,000 | 2,282,000 | 3,343,000 | 4,339,000 |
| Net interest income | 4,053,000 | 8,127,000 | 12,425,000 | 16,789,000 |
| Noninterest income | 2,263,000 | 4,653,000 | 7,338,000 | 9,629,000 |
| Noninterest expense | 4,410,000 | 8,777,000 | 13,499,000 | 17,724,000 |
| Provision for loan losses | 196,000 | 465,000 | 701,000 | 987,000 |
| Pretax income | 1,725,000 | 3,511,000 | 5,536,000 | 7,680,000 |
| Income tax | 594,000 | 1,159,000 | 1,881,000 | 2,541,000 |
| Net income | 1,131,000 | 2,352,000 | 3,655,000 | 5,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,397,000 | 35,873,000 | 37,231,000 | 38,973,000 |
| Total capital | 37,340,000 | 38,941,000 | 40,341,000 | 42,235,000 |
| Risk-weighted assets | 235,424,000 | 245,337,000 | 263,491,000 | 274,452,000 |