Call reports 2002
CAMERON STATE BANK — 2002
What CAMERON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 323,830,000 | 330,021,000 | 334,818,000 | 360,891,000 |
| Total loans | 178,094,000 | 181,324,000 | 197,160,000 | 207,015,000 |
| Allowance for loan losses | 2,609,000 | 2,691,000 | 3,004,000 | 2,965,000 |
| Securities available for sale | 77,363,000 | 72,363,000 | 58,080,000 | 56,972,000 |
| Securities held to maturity | 30,146,000 | 43,573,000 | 43,631,000 | 45,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,254,000 | 279,659,000 | 283,687,000 | 308,884,000 |
| Interest-bearing deposits | 202,399,000 | 206,109,000 | 211,626,000 | 234,957,000 |
| Noninterest-bearing deposits | 72,855,000 | 73,550,000 | 72,061,000 | 73,928,000 |
| Equity capital | 31,183,000 | 32,953,000 | 34,176,000 | 35,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,160,000 | 10,388,000 | 15,745,000 | 21,028,000 |
| Interest expense | 1,322,000 | 2,579,000 | 3,842,000 | 5,048,000 |
| Net interest income | 3,838,000 | 7,809,000 | 11,903,000 | 15,980,000 |
| Noninterest income | 1,824,000 | 3,885,000 | 5,891,000 | 7,901,000 |
| Noninterest expense | 3,778,000 | 7,676,000 | 11,649,000 | 15,783,000 |
| Provision for loan losses | 253,000 | 485,000 | 888,000 | 1,043,000 |
| Pretax income | 1,631,000 | 3,665,000 | 5,400,000 | 7,198,000 |
| Income tax | 547,000 | 1,217,000 | 1,817,000 | 2,438,000 |
| Net income | 1,084,000 | 2,448,000 | 3,583,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,927,000 | 31,121,000 | 31,911,000 | 33,233,000 |
| Total capital | 32,411,000 | 33,661,000 | 34,628,000 | 36,093,000 |
| Risk-weighted assets | 198,562,000 | 202,968,000 | 217,040,000 | 228,722,000 |