Call reports 2020
TEXICO STATE BANK — 2020
What TEXICO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 8,434,000 | 9,282,000 | 11,297,000 | 12,084,000 |
| Total loans | 3,243,000 | 4,930,000 | 6,616,000 | 6,506,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,714,000 | 8,163,000 | 8,201,000 | 8,991,000 |
| Interest-bearing deposits | 5,184,000 | 5,380,000 | 5,599,000 | 5,905,000 |
| Noninterest-bearing deposits | 2,530,000 | 2,783,000 | 2,602,000 | 3,086,000 |
| Equity capital | 702,000 | 663,000 | 751,000 | 753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 79,000 | 155,000 | 233,000 | 316,000 |
| Interest expense | 7,000 | 13,000 | 20,000 | 25,000 |
| Net interest income | 72,000 | 142,000 | 213,000 | 291,000 |
| Noninterest income | 12,000 | 14,000 | 171,000 | 182,000 |
| Noninterest expense | 76,000 | 187,000 | 327,000 | 414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | -31,000 | 57,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | -31,000 | 57,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 702,000 | 663,000 | 751,000 | 753,000 |
| Total capital | 746,000 | 715,000 | 803,000 | 805,000 |
| Risk-weighted assets | 3,477,000 | 5,113,000 | 6,846,000 | 6,673,000 |