Call reports 2018
TEXICO STATE BANK — 2018
What TEXICO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 7,822,000 | 7,725,000 | 7,331,000 | 7,863,000 |
| Total loans | 3,416,000 | 3,388,000 | 3,277,000 | 3,386,000 |
| Allowance for loan losses | 49,000 | 49,000 | 49,000 | 47,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,000 | 15,000 | 15,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,115,000 | 7,004,000 | 6,623,000 | 7,153,000 |
| Interest-bearing deposits | 3,755,000 | 3,697,000 | 4,417,000 | 4,534,000 |
| Noninterest-bearing deposits | 3,360,000 | 3,307,000 | 2,206,000 | 2,619,000 |
| Equity capital | 688,000 | 685,000 | 687,000 | 692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 74,000 | 149,000 | 225,000 | 300,000 |
| Interest expense | 3,000 | 7,000 | 10,000 | 16,000 |
| Net interest income | 71,000 | 142,000 | 215,000 | 284,000 |
| Noninterest income | 4,000 | 7,000 | 10,000 | 18,000 |
| Noninterest expense | 74,000 | 151,000 | 225,000 | 296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | -2,000 | 0 | 6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | -2,000 | 0 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 688,000 | 685,000 | 687,000 | 692,000 |
| Total capital | 734,000 | 730,000 | 732,000 | 739,000 |
| Risk-weighted assets | 3,680,000 | 3,646,000 | 3,566,000 | 3,621,000 |