Call reports 2017
TEXICO STATE BANK — 2017
What TEXICO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 8,020,000 | 7,745,000 | 7,351,000 | 7,722,000 |
| Total loans | 3,976,000 | 3,683,000 | 3,580,000 | 3,636,000 |
| Allowance for loan losses | 51,000 | 51,000 | 49,000 | 49,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 47,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,295,000 | 7,009,000 | 6,648,000 | 7,016,000 |
| Interest-bearing deposits | 3,966,000 | 3,789,000 | 3,640,000 | 3,642,000 |
| Noninterest-bearing deposits | 3,329,000 | 3,220,000 | 3,008,000 | 3,374,000 |
| Equity capital | 685,000 | 688,000 | 678,000 | 687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 73,000 | 148,000 | 221,000 | 291,000 |
| Interest expense | 3,000 | 7,000 | 10,000 | 14,000 |
| Net interest income | 70,000 | 141,000 | 211,000 | 277,000 |
| Noninterest income | 5,000 | 10,000 | 12,000 | 20,000 |
| Noninterest expense | 72,000 | 146,000 | 228,000 | 293,000 |
| Provision for loan losses | 1,000 | 0 | 0 | 0 |
| Pretax income | 2,000 | 5,000 | -5,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 5,000 | -5,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 685,000 | 688,000 | 678,000 | 687,000 |
| Total capital | 736,000 | 736,000 | 727,000 | 736,000 |
| Risk-weighted assets | 4,195,000 | 3,875,000 | 3,790,000 | 3,771,000 |