Call reports 2016
TEXICO STATE BANK — 2016
What TEXICO STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 7,878,000 | 8,045,000 | 7,733,000 | 7,930,000 |
| Total loans | 4,844,000 | 4,584,000 | 4,364,000 | 4,080,000 |
| Allowance for loan losses | 56,000 | 56,000 | 56,000 | 52,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,158,000 | 7,173,000 | 6,997,000 | 7,212,000 |
| Interest-bearing deposits | 3,852,000 | 3,931,000 | 4,085,000 | 4,035,000 |
| Noninterest-bearing deposits | 3,306,000 | 3,242,000 | 2,912,000 | 3,177,000 |
| Equity capital | 673,000 | 684,000 | 695,000 | 683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 84,000 | 166,000 | 246,000 | 323,000 |
| Interest expense | 4,000 | 7,000 | 11,000 | 15,000 |
| Net interest income | 80,000 | 159,000 | 235,000 | 308,000 |
| Noninterest income | 5,000 | 8,000 | 20,000 | 24,000 |
| Noninterest expense | 78,000 | 149,000 | 226,000 | 306,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 7,000 | 18,000 | 29,000 | 18,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 18,000 | 29,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 673,000 | 684,000 | 695,000 | 683,000 |
| Total capital | 729,000 | 740,000 | 751,000 | 735,000 |
| Risk-weighted assets | 4,978,000 | 4,693,000 | 4,476,000 | 4,297,000 |