Call reports 2015
TEXICO STATE BANK — 2015
What TEXICO STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,164,000 | 8,100,000 | 8,065,000 | 7,945,000 |
| Total loans | 4,768,000 | 4,585,000 | 4,481,000 | 4,795,000 |
| Allowance for loan losses | 58,000 | 56,000 | 56,000 | 56,000 |
| Securities available for sale | 108,000 | 108,000 | 108,000 | 78,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,380,000 | 7,312,000 | 7,283,000 | 7,117,000 |
| Interest-bearing deposits | 4,294,000 | 4,215,000 | 4,107,000 | 3,986,000 |
| Noninterest-bearing deposits | 3,086,000 | 3,097,000 | 3,176,000 | 3,131,000 |
| Equity capital | 694,000 | 691,000 | 690,000 | 666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 85,000 | 172,000 | 256,000 | 341,000 |
| Interest expense | 5,000 | 9,000 | 14,000 | 18,000 |
| Net interest income | 80,000 | 163,000 | 242,000 | 323,000 |
| Noninterest income | 4,000 | 8,000 | 12,000 | 16,000 |
| Noninterest expense | 98,000 | 188,000 | 272,000 | 381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | -14,000 | -15,000 | -39,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | -14,000 | -15,000 | -39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 694,000 | 691,000 | 690,000 | 666,000 |
| Total capital | 752,000 | 747,000 | 746,000 | 722,000 |
| Risk-weighted assets | 4,906,000 | 4,711,000 | 4,684,000 | 4,937,000 |