Call reports 2014
TEXICO STATE BANK — 2014
What TEXICO STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 8,911,000 | 8,761,000 | 8,492,000 | 8,608,000 |
| Total loans | 4,508,000 | 4,595,000 | 4,617,000 | 4,806,000 |
| Allowance for loan losses | 58,000 | 58,000 | 57,000 | 57,000 |
| Securities available for sale | 3,725,000 | 3,440,000 | 1,617,000 | 560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,245,000 | 7,954,000 | 7,624,000 | 7,846,000 |
| Interest-bearing deposits | 4,790,000 | 4,820,000 | 4,558,000 | 4,439,000 |
| Noninterest-bearing deposits | 3,455,000 | 3,134,000 | 3,066,000 | 3,407,000 |
| Equity capital | 628,000 | 731,000 | 712,000 | 706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 100,000 | 202,000 | 300,000 | 390,000 |
| Interest expense | 6,000 | 11,000 | 17,000 | 21,000 |
| Net interest income | 94,000 | 191,000 | 283,000 | 369,000 |
| Noninterest income | 3,000 | 9,000 | 12,000 | 17,000 |
| Noninterest expense | 97,000 | 190,000 | 284,000 | 380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | -1,000 | -137,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | -1,000 | -137,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 847,000 | 895,000 | 759,000 | 705,000 |
| Total capital | 905,000 | 953,000 | 816,000 | 762,000 |
| Risk-weighted assets | 4,776,000 | 4,722,000 | 4,598,000 | 4,700,000 |