Call reports 2013
TEXICO STATE BANK — 2013
What TEXICO STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,523,000 | 9,992,000 | 10,058,000 | 9,693,000 |
| Total loans | 3,859,000 | 4,171,000 | 4,313,000 | 4,596,000 |
| Allowance for loan losses | 58,000 | 58,000 | 58,000 | 58,000 |
| Securities available for sale | 4,956,000 | 5,321,000 | 5,169,000 | 4,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,715,000 | 8,327,000 | 8,032,000 | 8,186,000 |
| Interest-bearing deposits | 5,006,000 | 4,964,000 | 4,774,000 | 4,670,000 |
| Noninterest-bearing deposits | 3,709,000 | 3,363,000 | 3,258,000 | 3,516,000 |
| Equity capital | 773,000 | 584,000 | 645,000 | 556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 63,000 | 153,000 | 260,000 | 369,000 |
| Interest expense | 9,000 | 15,000 | 23,000 | 30,000 |
| Net interest income | 54,000 | 138,000 | 237,000 | 339,000 |
| Noninterest income | 5,000 | 9,000 | 14,000 | 19,000 |
| Noninterest expense | 89,000 | 148,000 | 238,000 | 331,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -30,000 | -1,000 | 13,000 | 27,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -1,000 | 13,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 797,000 | 779,000 | 848,000 | 810,000 |
| Total capital | 855,000 | 837,000 | 906,000 | 868,000 |
| Risk-weighted assets | 4,319,000 | 4,791,000 | 4,882,000 | 5,056,000 |