Call reports 2012
TEXICO STATE BANK — 2012
What TEXICO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,829,000 | 10,056,000 | 9,404,000 | 9,762,000 |
| Total loans | 3,734,000 | 3,854,000 | 3,843,000 | 4,108,000 |
| Allowance for loan losses | 58,000 | 58,000 | 58,000 | 58,000 |
| Securities available for sale | 5,508,000 | 5,262,000 | 4,890,000 | 5,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,518,000 | 8,608,000 | 8,493,000 | 8,590,000 |
| Interest-bearing deposits | 5,253,000 | 5,350,000 | 5,227,000 | 4,996,000 |
| Noninterest-bearing deposits | 3,265,000 | 3,258,000 | 3,266,000 | 3,594,000 |
| Equity capital | 863,000 | 915,000 | 881,000 | 812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 77,000 | 145,000 | 213,000 | 287,000 |
| Interest expense | 13,000 | 25,000 | 34,000 | 43,000 |
| Net interest income | 64,000 | 120,000 | 179,000 | 244,000 |
| Noninterest income | 16,000 | 23,000 | 30,000 | 34,000 |
| Noninterest expense | 97,000 | 191,000 | 288,000 | 376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -17,000 | -48,000 | -79,000 | -98,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -48,000 | -79,000 | -98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 898,000 | 868,000 | 844,000 | 822,000 |
| Total capital | 956,000 | 926,000 | 902,000 | 880,000 |
| Risk-weighted assets | 4,359,000 | 4,439,000 | 4,307,000 | 4,489,000 |