Call reports 2010
TEXICO STATE BANK — 2010
What TEXICO STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 8,340,000 | 8,271,000 | 8,386,000 | 8,956,000 |
| Total loans | 3,787,000 | 3,715,000 | 3,641,000 | 3,227,000 |
| Allowance for loan losses | 59,000 | 59,000 | 59,000 | 59,000 |
| Securities available for sale | 3,539,000 | 3,325,000 | 3,330,000 | 4,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,342,000 | 7,231,000 | 7,324,000 | 8,042,000 |
| Interest-bearing deposits | 4,575,000 | 4,901,000 | 4,986,000 | 4,986,000 |
| Noninterest-bearing deposits | 2,767,000 | 2,330,000 | 2,338,000 | 3,056,000 |
| Equity capital | 874,000 | 892,000 | 971,000 | 875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 107,000 | 219,000 | 375,000 | 481,000 |
| Interest expense | 20,000 | 38,000 | 56,000 | 73,000 |
| Net interest income | 87,000 | 181,000 | 319,000 | 408,000 |
| Noninterest income | 3,000 | 5,000 | 62,000 | 67,000 |
| Noninterest expense | 92,000 | 193,000 | 291,000 | 383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | -7,000 | 90,000 | 92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | -7,000 | 90,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 796,000 | 790,000 | 888,000 | 889,000 |
| Total capital | 854,000 | 846,000 | 947,000 | 948,000 |
| Risk-weighted assets | 3,895,000 | 3,768,000 | 4,247,000 | 4,150,000 |