Call reports 2009
TEXICO STATE BANK — 2009
What TEXICO STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 8,772,000 | 8,855,000 | 8,468,000 | 8,238,000 |
| Total loans | 3,967,000 | 4,190,000 | 4,047,000 | 3,662,000 |
| Allowance for loan losses | 64,000 | 64,000 | 58,000 | 59,000 |
| Securities available for sale | 3,775,000 | 3,800,000 | 3,694,000 | 3,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,812,000 | 7,424,000 | 7,295,000 | 7,176,000 |
| Interest-bearing deposits | 4,678,000 | 4,484,000 | 4,564,000 | 4,532,000 |
| Noninterest-bearing deposits | 3,134,000 | 2,940,000 | 2,731,000 | 2,644,000 |
| Equity capital | 855,000 | 858,000 | 887,000 | 872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 254,000 | 376,000 | 490,000 |
| Interest expense | 28,000 | 51,000 | 74,000 | 94,000 |
| Net interest income | 103,000 | 203,000 | 302,000 | 396,000 |
| Noninterest income | 4,000 | 17,000 | 21,000 | 32,000 |
| Noninterest expense | 96,000 | 196,000 | 301,000 | 406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 24,000 | 22,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 24,000 | 22,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 783,000 | 800,000 | 798,000 | 798,000 |
| Total capital | 845,000 | 864,000 | 856,000 | 855,000 |
| Risk-weighted assets | 4,223,000 | 4,322,000 | 4,117,000 | 3,821,000 |