Call reports 2008
TEXICO STATE BANK — 2008
What TEXICO STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 8,832,000 | 9,311,000 | 9,494,000 | 8,952,000 |
| Total loans | 3,755,000 | 3,995,000 | 4,327,000 | 3,960,000 |
| Allowance for loan losses | 64,000 | 64,000 | 61,000 | 64,000 |
| Securities available for sale | 3,011,000 | 4,088,000 | 3,868,000 | 4,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,957,000 | 8,566,000 | 8,550,000 | 7,897,000 |
| Interest-bearing deposits | 4,086,000 | 4,657,000 | 4,578,000 | 4,733,000 |
| Noninterest-bearing deposits | 3,871,000 | 3,909,000 | 3,972,000 | 3,164,000 |
| Equity capital | 790,000 | 669,000 | 690,000 | 835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 223,000 | 353,000 | 478,000 |
| Interest expense | 26,000 | 53,000 | 85,000 | 114,000 |
| Net interest income | 84,000 | 170,000 | 268,000 | 364,000 |
| Noninterest income | -10,000 | -7,000 | -4,000 | 72,000 |
| Noninterest expense | 101,000 | 211,000 | 317,000 | 431,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -27,000 | -48,000 | -53,000 | 5,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | -48,000 | -53,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 784,000 | 720,000 | 714,000 | 776,000 |
| Total capital | 834,000 | 784,000 | 775,000 | 840,000 |
| Risk-weighted assets | 4,440,000 | 4,745,000 | 5,013,000 | 4,377,000 |