Call reports 2007
TEXICO STATE BANK — 2007
What TEXICO STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,502,000 | 8,978,000 | 8,683,000 | 8,257,000 |
| Total loans | 4,115,000 | 4,482,000 | 4,042,000 | 4,037,000 |
| Allowance for loan losses | 68,000 | 68,000 | 64,000 | 64,000 |
| Securities available for sale | 3,530,000 | 3,477,000 | 3,014,000 | 2,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,551,000 | 7,947,000 | 7,794,000 | 7,397,000 |
| Interest-bearing deposits | 3,856,000 | 3,866,000 | 3,697,000 | 3,487,000 |
| Noninterest-bearing deposits | 3,695,000 | 4,081,000 | 4,097,000 | 3,910,000 |
| Equity capital | 892,000 | 881,000 | 841,000 | 801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 245,000 | 359,000 | 477,000 |
| Interest expense | 28,000 | 56,000 | 82,000 | 104,000 |
| Net interest income | 93,000 | 189,000 | 277,000 | 373,000 |
| Noninterest income | 9,000 | 20,000 | 28,000 | 36,000 |
| Noninterest expense | 89,000 | 185,000 | 290,000 | 417,000 |
| Provision for loan losses | 0 | 0 | 53,000 | 88,000 |
| Pretax income | 13,000 | 24,000 | -38,000 | -96,000 |
| Income tax | 1,000 | 3,000 | 5,000 | -4,000 |
| Net income | 12,000 | 21,000 | -43,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 927,000 | 928,000 | 859,000 | 811,000 |
| Total capital | 977,000 | 978,000 | 909,000 | 875,000 |
| Risk-weighted assets | 3,787,000 | 4,080,000 | 4,417,000 | 4,487,000 |