Call reports 2006
TEXICO STATE BANK — 2006
What TEXICO STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,103,000 | 9,082,000 | 8,788,000 | 8,588,000 |
| Total loans | 4,298,000 | 4,346,000 | 4,107,000 | 4,125,000 |
| Allowance for loan losses | 69,000 | 69,000 | 68,000 | 68,000 |
| Securities available for sale | 3,836,000 | 3,728,000 | 3,706,000 | 3,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,669,000 | 7,531,000 | 7,066,000 | 7,284,000 |
| Interest-bearing deposits | 3,607,000 | 3,901,000 | 3,844,000 | 3,757,000 |
| Noninterest-bearing deposits | 4,062,000 | 3,630,000 | 3,222,000 | 3,527,000 |
| Equity capital | 909,000 | 838,000 | 874,000 | 880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 241,000 | 365,000 | 486,000 |
| Interest expense | 19,000 | 50,000 | 85,000 | 115,000 |
| Net interest income | 98,000 | 191,000 | 280,000 | 371,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 29,000 |
| Noninterest expense | 89,000 | 179,000 | 272,000 | 366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 23,000 | 26,000 | 32,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 6,000 |
| Net income | 11,000 | 20,000 | 22,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 963,000 | 927,000 | 923,000 | 924,000 |
| Total capital | 1,013,000 | 977,000 | 973,000 | 974,000 |
| Risk-weighted assets | 4,147,000 | 4,217,000 | 3,994,000 | 3,773,000 |