Call reports 2002
TEXICO STATE BANK — 2002
What TEXICO STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,828,000 | 7,897,000 | 7,861,000 | 7,986,000 |
| Total loans | 2,959,000 | 3,081,000 | 3,029,000 | 3,187,000 |
| Allowance for loan losses | 42,000 | 44,000 | 46,000 | 48,000 |
| Securities available for sale | 4,368,000 | 3,952,000 | 4,067,000 | 2,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,237,000 | 7,213,000 | 7,102,000 | 7,244,000 |
| Interest-bearing deposits | 5,001,000 | 4,981,000 | 4,852,000 | 4,946,000 |
| Noninterest-bearing deposits | 2,235,000 | 2,232,000 | 2,250,000 | 2,298,000 |
| Equity capital | 551,000 | 641,000 | 697,000 | 678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 272,000 | 387,000 | 512,000 |
| Interest expense | 31,000 | 60,000 | 88,000 | 113,000 |
| Net interest income | 105,000 | 212,000 | 299,000 | 399,000 |
| Noninterest income | 6,000 | 13,000 | 37,000 | 49,000 |
| Noninterest expense | 74,000 | 158,000 | 241,000 | 342,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 9,000 |
| Pretax income | 35,000 | 63,000 | 88,000 | 97,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 30,000 | 53,000 | 72,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 591,000 | 647,000 | 656,000 | 633,000 |
| Total capital | 620,000 | 675,000 | 684,000 | 669,000 |
| Risk-weighted assets | 2,323,000 | 2,252,000 | 2,237,000 | 2,827,000 |