Call reports 2001
TEXICO STATE BANK — 2001
What TEXICO STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,547,000 | 7,627,000 | 7,598,000 | 7,730,000 |
| Total loans | 2,446,000 | 2,426,000 | 2,769,000 | 2,608,000 |
| Allowance for loan losses | 35,000 | 38,000 | 38,000 | 39,000 |
| Securities available for sale | 4,156,000 | 4,204,000 | 4,054,000 | 3,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,922,000 | 6,996,000 | 6,923,000 | 7,104,000 |
| Interest-bearing deposits | 4,883,000 | 4,879,000 | 4,906,000 | 5,042,000 |
| Noninterest-bearing deposits | 2,039,000 | 2,117,000 | 2,017,000 | 2,062,000 |
| Equity capital | 560,000 | 557,000 | 587,000 | 568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 129,000 | 253,000 | 377,000 | 483,000 |
| Interest expense | 55,000 | 107,000 | 156,000 | 195,000 |
| Net interest income | 74,000 | 146,000 | 221,000 | 288,000 |
| Noninterest income | 11,000 | 10,000 | 16,000 | 22,000 |
| Noninterest expense | 78,000 | 150,000 | 227,000 | 293,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 10,000 |
| Pretax income | 5,000 | 7,000 | 8,000 | 85,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 10,000 |
| Net income | 4,000 | 6,000 | 7,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 545,000 | 536,000 | 536,000 | 585,000 |
| Total capital | 571,000 | 562,000 | 574,000 | 612,000 |
| Risk-weighted assets | 2,142,000 | 2,037,000 | 2,264,000 | 2,180,000 |