Call report 2004Q4
FARMERS & TRADERS SAVINGS BANK — 2004Q4
The 22 measures FARMERS & TRADERS SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,501,000 | USD | evidence → |
| Total loans | 24,153,000 | USD | evidence → |
| Allowance for loan losses | 586,000 | USD | evidence → |
| Securities available for sale | 11,079,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,340,000 | USD | evidence → |
| Interest-bearing deposits | 26,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,814,000 | USD | evidence → |
| Equity capital | 4,313,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,997,000 | USD | evidence → |
| Interest expense | 717,000 | USD | evidence → |
| Net interest income | 1,280,000 | USD | evidence → |
| Noninterest income | 134,000 | USD | evidence → |
| Noninterest expense | 951,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 433,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,276,000 | USD | evidence → |
| Total capital | 4,638,000 | USD | evidence → |
| Risk-weighted assets | 28,730,000 | USD | evidence → |