Call reports 2001
FARMERS & TRADERS SAVINGS BANK — 2001
What FARMERS & TRADERS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,167,000 | 35,975,000 | 35,757,000 | 35,839,000 |
| Total loans | 21,805,000 | 23,195,000 | 22,746,000 | 21,746,000 |
| Allowance for loan losses | 550,000 | 550,000 | 548,000 | 570,000 |
| Securities available for sale | 12,259,000 | 11,441,000 | 10,272,000 | 11,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,560,000 | 28,108,000 | 27,778,000 | 28,455,000 |
| Interest-bearing deposits | 26,206,000 | 25,894,000 | 25,857,000 | 25,715,000 |
| Noninterest-bearing deposits | 2,354,000 | 2,214,000 | 1,921,000 | 2,740,000 |
| Equity capital | 3,865,000 | 3,992,000 | 4,263,000 | 4,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,300,000 | 1,953,000 | 2,564,000 |
| Interest expense | 350,000 | 688,000 | 1,001,000 | 1,303,000 |
| Net interest income | 282,000 | 612,000 | 952,000 | 1,261,000 |
| Noninterest income | 27,000 | 50,000 | 79,000 | 111,000 |
| Noninterest expense | 220,000 | 435,000 | 689,000 | 970,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 89,000 | 237,000 | 373,000 | 413,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 19,000 |
| Net income | 86,000 | 230,000 | 363,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,533,000 | 3,677,000 | 3,810,000 | 3,842,000 |
| Total capital | 3,839,000 | 4,000,000 | 4,127,000 | 4,165,000 |
| Risk-weighted assets | 24,226,000 | 25,596,000 | 25,136,000 | 25,590,000 |