Call reports 2025
PAN AMERICAN BANK & TRUST — 2025
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 486,878,000 | 517,814,000 | 525,334,000 | 541,959,000 |
| Total loans | 400,321,000 | 421,779,000 | 435,942,000 | 447,452,000 |
| Allowance for loan losses | 5,720,000 | 5,681,000 | 5,790,000 | 5,939,000 |
| Securities available for sale | 33,591,000 | 32,725,000 | 32,695,000 | 32,317,000 |
| Securities held to maturity | 5,259,000 | 5,258,000 | 2,515,000 | 1,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,310,000 | 469,470,000 | 475,760,000 | 491,971,000 |
| Interest-bearing deposits | 359,397,000 | 386,989,000 | 396,559,000 | 417,983,000 |
| Noninterest-bearing deposits | 78,913,000 | 82,481,000 | 79,201,000 | 73,988,000 |
| Equity capital | 43,836,000 | 43,750,000 | 44,627,000 | 45,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,008,000 | 14,164,000 | 21,939,000 | 29,634,000 |
| Interest expense | 2,446,000 | 4,778,000 | 7,530,000 | 10,225,000 |
| Net interest income | 4,562,000 | 9,386,000 | 14,409,000 | 19,409,000 |
| Noninterest income | 218,000 | 514,000 | 799,000 | 1,023,000 |
| Noninterest expense | 3,588,000 | 7,138,000 | 10,682,000 | 14,096,000 |
| Provision for loan losses | 161,000 | 381,000 | 516,000 | 681,000 |
| Pretax income | 1,014,000 | 2,364,000 | 3,923,000 | 5,591,000 |
| Income tax | 237,000 | 564,000 | 943,000 | 1,365,000 |
| Net income | 777,000 | 1,800,000 | 2,980,000 | 4,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,859,000 | 45,881,000 | 46,311,000 | 46,807,000 |
| Total capital | 50,879,000 | 51,193,000 | 51,915,000 | 52,512,000 |
| Risk-weighted assets | 400,886,000 | 424,562,000 | 448,077,000 | 456,050,000 |