Call reports 2023
PAN AMERICAN BANK & TRUST — 2023
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 475,459,000 | 475,375,000 | 487,837,000 | 491,496,000 |
| Total loans | 388,121,000 | 399,177,000 | 394,543,000 | 392,951,000 |
| Allowance for loan losses | 7,431,000 | 7,874,000 | 7,318,000 | 7,511,000 |
| Securities available for sale | 40,085,000 | 39,235,000 | 37,319,000 | 38,308,000 |
| Securities held to maturity | 5,277,000 | 5,277,000 | 5,276,000 | 5,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,879,000 | 434,140,000 | 436,416,000 | 437,583,000 |
| Interest-bearing deposits | 365,077,000 | 358,235,000 | 359,727,000 | 361,625,000 |
| Noninterest-bearing deposits | 70,802,000 | 75,905,000 | 76,689,000 | 75,958,000 |
| Equity capital | 35,602,000 | 36,683,000 | 36,852,000 | 39,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,945,000 | 12,129,000 | 18,603,000 | 25,361,000 |
| Interest expense | 1,410,000 | 3,091,000 | 5,170,000 | 7,531,000 |
| Net interest income | 4,535,000 | 9,038,000 | 13,433,000 | 17,830,000 |
| Noninterest income | 206,000 | 475,000 | 675,000 | 857,000 |
| Noninterest expense | 3,144,000 | 6,383,000 | 9,464,000 | 12,298,000 |
| Provision for loan losses | 177,000 | 627,000 | 804,000 | 1,242,000 |
| Pretax income | 1,420,000 | 2,503,000 | 3,840,000 | 5,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,420,000 | 2,503,000 | 3,840,000 | 5,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,712,000 | 39,795,000 | 41,132,000 | 42,326,000 |
| Total capital | 43,603,000 | 44,613,000 | 45,927,000 | 47,220,000 |
| Risk-weighted assets | 388,802,000 | 382,413,000 | 381,127,000 | 388,837,000 |