Call reports 2016
PAN AMERICAN BANK & TRUST — 2016
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 303,658,000 | 292,665,000 | 298,292,000 | 304,147,000 |
| Total loans | 220,526,000 | 220,432,000 | 238,165,000 | 249,251,000 |
| Allowance for loan losses | 2,684,000 | 2,604,000 | 2,307,000 | 2,267,000 |
| Securities available for sale | 40,684,000 | 41,164,000 | 38,616,000 | 31,924,000 |
| Securities held to maturity | 366,000 | 364,000 | 362,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,038,000 | 264,646,000 | 264,960,000 | 266,698,000 |
| Interest-bearing deposits | 201,509,000 | 193,593,000 | 219,711,000 | 223,305,000 |
| Noninterest-bearing deposits | 75,529,000 | 71,053,000 | 45,249,000 | 43,393,000 |
| Equity capital | 26,052,000 | 27,320,000 | 27,630,000 | 26,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,337,000 | 9,614,000 | 13,007,000 |
| Interest expense | 462,000 | 890,000 | 1,269,000 | 1,634,000 |
| Net interest income | 2,695,000 | 5,447,000 | 8,345,000 | 11,373,000 |
| Noninterest income | 93,000 | 186,000 | 292,000 | 395,000 |
| Noninterest expense | 2,482,000 | 4,955,000 | 7,497,000 | 10,113,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 309,000 | 681,000 | 1,213,000 | 1,851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 681,000 | 1,213,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,425,000 | 25,797,000 | 26,329,000 | 26,966,000 |
| Total capital | 28,109,000 | 28,401,000 | 28,636,000 | 29,233,000 |
| Risk-weighted assets | 219,104,000 | 216,230,000 | 230,567,000 | 229,766,000 |