Call reports 2015
PAN AMERICAN BANK & TRUST — 2015
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 295,680,000 | 302,736,000 | 299,111,000 | 292,650,000 |
| Total loans | 204,434,000 | 214,585,000 | 214,513,000 | 222,271,000 |
| Allowance for loan losses | 2,232,000 | 2,280,000 | 2,342,000 | 2,604,000 |
| Securities available for sale | 59,886,000 | 53,309,000 | 53,701,000 | 49,308,000 |
| Securities held to maturity | 816,000 | 811,000 | 807,000 | 368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,349,000 | 275,980,000 | 275,552,000 | 266,775,000 |
| Interest-bearing deposits | 200,799,000 | 205,112,000 | 203,623,000 | 196,725,000 |
| Noninterest-bearing deposits | 72,550,000 | 70,868,000 | 71,929,000 | 70,050,000 |
| Equity capital | 21,652,000 | 21,138,000 | 22,791,000 | 25,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,965,000 | 9,163,000 | 12,256,000 |
| Interest expense | 466,000 | 953,000 | 1,457,000 | 1,938,000 |
| Net interest income | 2,337,000 | 5,012,000 | 7,706,000 | 10,318,000 |
| Noninterest income | 212,000 | 367,000 | 492,000 | 1,503,000 |
| Noninterest expense | 2,251,000 | 4,519,000 | 6,787,000 | 9,462,000 |
| Provision for loan losses | 0 | 125,000 | 200,000 | 683,000 |
| Pretax income | 339,000 | 741,000 | 1,229,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 741,000 | 1,229,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,450,000 | 21,852,000 | 22,641,000 | 25,116,000 |
| Total capital | 23,682,000 | 24,132,000 | 24,983,000 | 27,720,000 |
| Risk-weighted assets | 210,426,000 | 216,639,000 | 219,570,000 | 220,751,000 |