Call reports 2014
PAN AMERICAN BANK & TRUST — 2014
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 245,842,000 | 240,583,000 | 288,682,000 | 281,996,000 |
| Total loans | 173,237,000 | 174,469,000 | 186,242,000 | 184,944,000 |
| Allowance for loan losses | 2,092,000 | 2,236,000 | 2,192,000 | 2,235,000 |
| Securities available for sale | 19,496,000 | 18,151,000 | 49,575,000 | 66,397,000 |
| Securities held to maturity | 20,830,000 | 20,726,000 | 889,000 | 820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,636,000 | 220,708,000 | 267,249,000 | 260,416,000 |
| Interest-bearing deposits | 199,869,000 | 189,474,000 | 227,616,000 | 204,100,000 |
| Noninterest-bearing deposits | 26,767,000 | 31,234,000 | 39,633,000 | 56,316,000 |
| Equity capital | 18,776,000 | 19,449,000 | 20,324,000 | 20,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,539,000 | 5,235,000 | 7,942,000 | 10,811,000 |
| Interest expense | 423,000 | 865,000 | 1,317,000 | 1,787,000 |
| Net interest income | 2,116,000 | 4,370,000 | 6,625,000 | 9,024,000 |
| Noninterest income | 107,000 | 221,000 | 677,000 | 1,264,000 |
| Noninterest expense | 1,836,000 | 3,691,000 | 5,633,000 | 8,267,000 |
| Provision for loan losses | 184,000 | 378,000 | 378,000 | 528,000 |
| Pretax income | 204,000 | 540,000 | 1,309,000 | 1,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 540,000 | 1,309,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,721,000 | 20,057,000 | 20,826,000 | 21,112,000 |
| Total capital | 21,813,000 | 22,293,000 | 23,018,000 | 23,347,000 |
| Risk-weighted assets | 178,839,000 | 181,346,000 | 196,482,000 | 193,565,000 |