Call reports 2012
PAN AMERICAN BANK & TRUST — 2012
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,519,000 | 238,148,000 | 231,694,000 | 225,867,000 |
| Total loans | 144,524,000 | 146,434,000 | 145,704,000 | 141,440,000 |
| Allowance for loan losses | 1,698,000 | 1,863,000 | 1,539,000 | 2,017,000 |
| Securities available for sale | 4,987,000 | 8,245,000 | 10,252,000 | 19,584,000 |
| Securities held to maturity | 42,970,000 | 34,115,000 | 29,248,000 | 16,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,029,000 | 221,359,000 | 214,567,000 | 208,560,000 |
| Interest-bearing deposits | 205,492,000 | 202,685,000 | 195,465,000 | 177,793,000 |
| Noninterest-bearing deposits | 20,537,000 | 18,674,000 | 19,102,000 | 30,767,000 |
| Equity capital | 16,242,000 | 16,515,000 | 16,787,000 | 17,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,576,000 | 5,045,000 | 7,590,000 | 10,030,000 |
| Interest expense | 621,000 | 1,196,000 | 1,753,000 | 2,267,000 |
| Net interest income | 1,955,000 | 3,849,000 | 5,837,000 | 7,763,000 |
| Noninterest income | 123,000 | 279,000 | 255,000 | 1,766,000 |
| Noninterest expense | 1,504,000 | 3,151,000 | 4,816,000 | 6,748,000 |
| Provision for loan losses | 230,000 | 417,000 | 417,000 | 1,687,000 |
| Pretax income | 472,000 | 717,000 | 1,016,000 | 1,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 472,000 | 717,000 | 1,016,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,267,000 | 16,512,000 | 16,711,000 | 16,951,000 |
| Total capital | 17,965,000 | 18,345,000 | 18,250,000 | 18,674,000 |
| Risk-weighted assets | 144,270,000 | 146,610,000 | 144,534,000 | 137,554,000 |