Call reports 2009
PAN AMERICAN BANK & TRUST — 2009
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,674,000 | 114,485,000 | 126,185,000 | 144,797,000 |
| Total loans | 53,106,000 | 58,022,000 | 63,824,000 | 73,939,000 |
| Allowance for loan losses | 351,000 | 383,000 | 412,000 | 442,000 |
| Securities available for sale | 18,997,000 | 27,651,000 | 30,059,000 | 22,106,000 |
| Securities held to maturity | 10,592,000 | 11,771,000 | 11,856,000 | 20,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,062,000 | 103,042,000 | 113,756,000 | 132,221,000 |
| Interest-bearing deposits | 79,108,000 | 96,214,000 | 105,676,000 | 123,267,000 |
| Noninterest-bearing deposits | 11,954,000 | 6,828,000 | 8,080,000 | 8,954,000 |
| Equity capital | 7,314,000 | 7,207,000 | 8,171,000 | 8,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,881,000 | 4,480,000 | 6,141,000 |
| Interest expense | 626,000 | 1,306,000 | 2,042,000 | 2,803,000 |
| Net interest income | 705,000 | 1,575,000 | 2,438,000 | 3,338,000 |
| Noninterest income | 261,000 | 515,000 | 1,084,000 | 1,231,000 |
| Noninterest expense | 779,000 | 1,526,000 | 2,417,000 | 3,365,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 209,000 | 613,000 | 1,129,000 | 1,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 613,000 | 1,129,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,374,000 | 7,778,000 | 8,294,000 | 8,524,000 |
| Total capital | 7,725,000 | 8,161,000 | 8,706,000 | 8,966,000 |
| Risk-weighted assets | 74,769,000 | 67,777,000 | 85,129,000 | 85,620,000 |