Call reports 2008
PAN AMERICAN BANK & TRUST — 2008
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 50,199,000 | 61,177,000 | 76,431,000 | 88,144,000 |
| Total loans | 30,225,000 | 34,939,000 | 40,275,000 | 45,185,000 |
| Allowance for loan losses | 328,000 | 325,000 | 324,000 | 324,000 |
| Securities available for sale | 4,487,000 | 15,844,000 | 19,425,000 | 12,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 10,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,739,000 | 53,747,000 | 67,522,000 | 77,659,000 |
| Interest-bearing deposits | 40,030,000 | 47,746,000 | 60,878,000 | 69,537,000 |
| Noninterest-bearing deposits | 4,709,000 | 6,001,000 | 6,644,000 | 8,122,000 |
| Equity capital | 5,235,000 | 5,107,000 | 6,516,000 | 7,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,370,000 | 2,324,000 | 3,537,000 |
| Interest expense | 283,000 | 680,000 | 1,175,000 | 1,777,000 |
| Net interest income | 319,000 | 690,000 | 1,149,000 | 1,760,000 |
| Noninterest income | 128,000 | 286,000 | 1,039,000 | 1,171,000 |
| Noninterest expense | 448,000 | 928,000 | 1,591,000 | 2,305,000 |
| Provision for loan losses | 0 | -35,000 | -35,000 | -35,000 |
| Pretax income | 20,000 | 94,000 | 643,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 94,000 | 643,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,206,000 | 5,280,000 | 7,018,000 | 7,165,000 |
| Total capital | 5,534,000 | 5,605,000 | 7,342,000 | 7,489,000 |
| Risk-weighted assets | 34,385,000 | 46,323,000 | 57,653,000 | 66,132,000 |