Call reports 2007
PAN AMERICAN BANK & TRUST — 2007
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,563,000 | 33,180,000 | 33,931,000 | 33,835,000 |
| Total loans | 22,271,000 | 18,297,000 | 19,967,000 | 24,954,000 |
| Allowance for loan losses | 545,000 | 403,000 | 328,000 | 328,000 |
| Securities available for sale | 5,938,000 | 6,243,000 | 5,629,000 | 4,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,218,000 | 27,747,000 | 28,428,000 | 27,302,000 |
| Interest-bearing deposits | 25,219,000 | 23,744,000 | 24,048,000 | 22,757,000 |
| Noninterest-bearing deposits | 3,999,000 | 4,003,000 | 4,380,000 | 4,545,000 |
| Equity capital | 4,806,000 | 5,027,000 | 5,175,000 | 5,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,136,000 | 1,651,000 | 2,222,000 |
| Interest expense | 239,000 | 492,000 | 723,000 | 936,000 |
| Net interest income | 324,000 | 644,000 | 928,000 | 1,286,000 |
| Noninterest income | 186,000 | 329,000 | 445,000 | 588,000 |
| Noninterest expense | 375,000 | 729,000 | 1,111,000 | 1,565,000 |
| Provision for loan losses | 0 | -150,000 | -225,000 | -225,000 |
| Pretax income | 135,000 | 394,000 | 487,000 | 534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 394,000 | 487,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,864,000 | 5,121,000 | 5,215,000 | 5,228,000 |
| Total capital | 5,183,000 | 5,400,000 | 5,490,000 | 5,556,000 |
| Risk-weighted assets | 24,502,000 | 21,486,000 | 23,740,000 | 27,544,000 |