Call reports 2006
PAN AMERICAN BANK & TRUST — 2006
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,474,000 | 36,118,000 | 34,217,000 | 35,021,000 |
| Total loans | 24,234,000 | 25,615,000 | 24,393,000 | 23,489,000 |
| Allowance for loan losses | 542,000 | 490,000 | 410,000 | 545,000 |
| Securities available for sale | 6,674,000 | 6,540,000 | 5,968,000 | 5,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,529,000 | 29,999,000 | 28,944,000 | 29,959,000 |
| Interest-bearing deposits | 25,974,000 | 26,542,000 | 25,669,000 | 25,456,000 |
| Noninterest-bearing deposits | 3,555,000 | 3,457,000 | 3,275,000 | 4,503,000 |
| Equity capital | 4,605,000 | 4,625,000 | 4,946,000 | 4,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,077,000 | 1,664,000 | 2,251,000 |
| Interest expense | 203,000 | 450,000 | 704,000 | 938,000 |
| Net interest income | 316,000 | 627,000 | 960,000 | 1,313,000 |
| Noninterest income | 197,000 | 390,000 | 461,000 | 716,000 |
| Noninterest expense | 413,000 | 884,000 | 1,123,000 | 1,510,000 |
| Provision for loan losses | -250,000 | -300,000 | -380,000 | -230,000 |
| Pretax income | 350,000 | 433,000 | 678,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 433,000 | 678,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,687,000 | 4,772,000 | 5,017,000 | 4,789,000 |
| Total capital | 5,013,000 | 5,116,000 | 5,338,000 | 5,112,000 |
| Risk-weighted assets | 25,824,000 | 27,353,000 | 26,102,000 | 25,283,000 |