Call reports 2005
PAN AMERICAN BANK & TRUST — 2005
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,090,000 | 31,152,000 | 30,372,000 | 33,128,000 |
| Total loans | 25,196,000 | 25,059,000 | 25,019,000 | 24,006,000 |
| Allowance for loan losses | 781,000 | 774,000 | 786,000 | 790,000 |
| Securities available for sale | 2,089,000 | 1,945,000 | 2,866,000 | 4,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,765,000 | 26,434,000 | 25,336,000 | 28,773,000 |
| Interest-bearing deposits | 23,565,000 | 23,013,000 | 22,004,000 | 25,833,000 |
| Noninterest-bearing deposits | 4,200,000 | 3,421,000 | 3,332,000 | 2,940,000 |
| Equity capital | 4,036,000 | 4,340,000 | 4,595,000 | 4,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 939,000 | 1,450,000 | 1,974,000 |
| Interest expense | 124,000 | 255,000 | 395,000 | 574,000 |
| Net interest income | 338,000 | 684,000 | 1,055,000 | 1,400,000 |
| Noninterest income | 269,000 | 519,000 | 794,000 | 803,000 |
| Noninterest expense | 393,000 | 771,000 | 1,119,000 | 1,480,000 |
| Provision for loan losses | -41,000 | -116,000 | -116,000 | -116,000 |
| Pretax income | 255,000 | 548,000 | 846,000 | 839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 548,000 | 846,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,076,000 | 4,370,000 | 4,637,000 | 4,337,000 |
| Total capital | 4,383,000 | 4,671,000 | 4,940,000 | 4,637,000 |
| Risk-weighted assets | 23,360,000 | 22,857,000 | 25,415,000 | 25,224,000 |