Call reports 2004
PAN AMERICAN BANK & TRUST — 2004
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,475,000 | 28,956,000 | 30,117,000 | 31,061,000 |
| Total loans | 21,549,000 | 22,817,000 | 24,648,000 | 24,847,000 |
| Allowance for loan losses | 781,000 | 871,000 | 774,000 | 789,000 |
| Securities available for sale | 1,851,000 | 1,754,000 | 1,691,000 | 1,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,358,000 | 25,659,000 | 26,220,000 | 27,038,000 |
| Interest-bearing deposits | 23,362,000 | 22,599,000 | 23,356,000 | 23,839,000 |
| Noninterest-bearing deposits | 3,996,000 | 3,060,000 | 2,864,000 | 3,199,000 |
| Equity capital | 3,012,000 | 3,095,000 | 3,606,000 | 3,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 856,000 | 1,287,000 | 1,927,000 |
| Interest expense | 122,000 | 237,000 | 355,000 | 479,000 |
| Net interest income | 271,000 | 619,000 | 932,000 | 1,448,000 |
| Noninterest income | 333,000 | 825,000 | 1,916,000 | 2,522,000 |
| Noninterest expense | 487,000 | 1,198,000 | 2,102,000 | 3,026,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 117,000 | 246,000 | 736,000 | 934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 246,000 | 736,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,033,000 | 3,145,000 | 3,635,000 | 3,834,000 |
| Total capital | 3,323,000 | 3,446,000 | 3,955,000 | 4,125,000 |
| Risk-weighted assets | 22,680,000 | 23,505,000 | 25,114,000 | 22,743,000 |