Call reports 2003
PAN AMERICAN BANK & TRUST — 2003
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,143,000 | 29,590,000 | 29,189,000 | 27,842,000 |
| Total loans | 22,163,000 | 21,277,000 | 20,469,000 | 20,390,000 |
| Allowance for loan losses | 1,346,000 | 1,304,000 | 1,285,000 | 1,324,000 |
| Securities available for sale | 1,254,000 | 2,051,000 | 2,411,000 | 2,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,536,000 | 26,976,000 | 26,419,000 | 25,081,000 |
| Interest-bearing deposits | 22,324,000 | 24,100,000 | 23,810,000 | 22,321,000 |
| Noninterest-bearing deposits | 3,212,000 | 2,875,000 | 2,609,000 | 2,760,000 |
| Equity capital | 2,477,000 | 2,522,000 | 2,649,000 | 2,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 868,000 | 1,272,000 | 1,666,000 |
| Interest expense | 166,000 | 337,000 | 485,000 | 615,000 |
| Net interest income | 262,000 | 531,000 | 787,000 | 1,051,000 |
| Noninterest income | 48,000 | 101,000 | 153,000 | 209,000 |
| Noninterest expense | 390,000 | 766,000 | 1,094,000 | 1,529,000 |
| Provision for loan losses | 230,000 | 335,000 | 637,000 | 652,000 |
| Pretax income | -272,000 | -431,000 | -753,000 | -883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -272,000 | -431,000 | -753,000 | -883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,473,000 | 2,515,000 | 2,692,000 | 2,682,000 |
| Total capital | 2,758,000 | 2,798,000 | 2,965,000 | 2,953,000 |
| Risk-weighted assets | 21,808,000 | 21,588,000 | 20,851,000 | 20,614,000 |