Call reports 2002
PAN AMERICAN BANK & TRUST — 2002
What PAN AMERICAN BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,065,000 | 30,211,000 | 30,009,000 | 26,789,000 |
| Total loans | 21,589,000 | 20,446,000 | 18,582,000 | 21,928,000 |
| Allowance for loan losses | 1,434,000 | 1,211,000 | 1,025,000 | 1,192,000 |
| Securities available for sale | 1,230,000 | 1,262,000 | 1,291,000 | 1,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,147,000 | 26,367,000 | 26,369,000 | 23,846,000 |
| Interest-bearing deposits | 22,167,000 | 22,904,000 | 23,675,000 | 20,644,000 |
| Noninterest-bearing deposits | 2,980,000 | 3,463,000 | 2,694,000 | 3,202,000 |
| Equity capital | 3,691,000 | 3,547,000 | 3,369,000 | 2,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,034,000 | 1,480,000 | 1,891,000 |
| Interest expense | 235,000 | 458,000 | 670,000 | 846,000 |
| Net interest income | 325,000 | 576,000 | 810,000 | 1,045,000 |
| Noninterest income | 55,000 | 112,000 | 177,000 | 255,000 |
| Noninterest expense | 344,000 | 748,000 | 1,144,000 | 1,538,000 |
| Provision for loan losses | 22,000 | 102,000 | 211,000 | 386,000 |
| Pretax income | 14,000 | -162,000 | -368,000 | -624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | -162,000 | -368,000 | -951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,384,000 | 3,208,000 | 3,001,000 | 2,745,000 |
| Total capital | 3,686,000 | 3,503,000 | 3,276,000 | 3,025,000 |
| Risk-weighted assets | 23,331,000 | 22,714,000 | 21,392,000 | 21,452,000 |