Call reports 2011
SOUTH LOUISIANA BUSINESS BANK — 2011
What SOUTH LOUISIANA BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 50,086,000 | 50,193,000 | 50,687,000 |
| Total loans | 30,553,000 | 30,892,000 | 31,692,000 |
| Allowance for loan losses | 367,000 | 367,000 | 367,000 |
| Securities available for sale | 4,218,000 | 7,271,000 | 8,345,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 37,724,000 | 37,783,000 | 38,230,000 |
| Interest-bearing deposits | 31,962,000 | 33,333,000 | 33,642,000 |
| Noninterest-bearing deposits | 5,762,000 | 4,450,000 | 4,588,000 |
| Equity capital | 12,276,000 | 12,289,000 | 12,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 484,000 | 1,007,000 | 1,526,000 |
| Interest expense | 159,000 | 318,000 | 463,000 |
| Net interest income | 325,000 | 689,000 | 1,063,000 |
| Noninterest income | 6,000 | 14,000 | 9,000 |
| Noninterest expense | 392,000 | 779,000 | 1,433,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -61,000 | -76,000 | -361,000 |
| Income tax | -79,000 | -87,000 | -185,000 |
| Net income | 18,000 | 11,000 | -176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 11,274,000 | 11,264,000 | 11,054,000 |
| Total capital | 11,641,000 | 11,631,000 | 11,421,000 |
| Risk-weighted assets | 33,266,000 | 33,559,000 | 33,652,000 |