Call reports 2010
SOUTH LOUISIANA BUSINESS BANK — 2010
What SOUTH LOUISIANA BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,697,000 | 44,675,000 | 45,308,000 | 46,047,000 |
| Total loans | 22,252,000 | 22,427,000 | 25,167,000 | 28,325,000 |
| Allowance for loan losses | 289,000 | 385,000 | 346,000 | 367,000 |
| Securities available for sale | 2,239,000 | 2,576,000 | 2,907,000 | 2,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,132,000 | 32,214,000 | 32,859,000 | 33,752,000 |
| Interest-bearing deposits | 28,946,000 | 28,708,000 | 28,939,000 | 29,946,000 |
| Noninterest-bearing deposits | 4,186,000 | 3,506,000 | 3,920,000 | 3,806,000 |
| Equity capital | 12,505,000 | 12,379,000 | 12,338,000 | 12,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 846,000 | 1,279,000 | 1,753,000 |
| Interest expense | 169,000 | 339,000 | 505,000 | 671,000 |
| Net interest income | 237,000 | 507,000 | 774,000 | 1,082,000 |
| Noninterest income | 8,000 | 15,000 | 20,000 | 27,000 |
| Noninterest expense | 387,000 | 751,000 | 1,139,000 | 1,604,000 |
| Provision for loan losses | 72,000 | 168,000 | 129,000 | 150,000 |
| Pretax income | -214,000 | -397,000 | -474,000 | -645,000 |
| Income tax | -101,000 | -133,000 | -169,000 | -226,000 |
| Net income | -113,000 | -264,000 | -305,000 | -419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,706,000 | 11,531,000 | 11,454,000 | 11,316,000 |
| Total capital | 11,995,000 | 11,854,000 | 11,800,000 | 11,683,000 |
| Risk-weighted assets | 25,740,000 | 25,808,000 | 28,409,000 | 30,794,000 |