Call reports 2009
SOUTH LOUISIANA BUSINESS BANK — 2009
What SOUTH LOUISIANA BUSINESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,871,000 | 34,392,000 | 41,428,000 | 41,797,000 |
| Total loans | 6,620,000 | 12,121,000 | 14,025,000 | 17,328,000 |
| Allowance for loan losses | 84,000 | 128,000 | 179,000 | 217,000 |
| Securities available for sale | 1,017,000 | 1,006,000 | 999,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,735,000 | 21,372,000 | 28,576,000 | 29,121,000 |
| Interest-bearing deposits | 10,005,000 | 18,891,000 | 24,131,000 | 26,004,000 |
| Noninterest-bearing deposits | 2,730,000 | 2,481,000 | 4,445,000 | 3,117,000 |
| Equity capital | 13,094,000 | 12,926,000 | 12,772,000 | 12,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 488,000 | 817,000 | 1,175,000 |
| Interest expense | 55,000 | 141,000 | 295,000 | 462,000 |
| Net interest income | 162,000 | 347,000 | 522,000 | 713,000 |
| Noninterest income | 3,000 | 9,000 | 15,000 | 22,000 |
| Noninterest expense | 319,000 | 698,000 | 1,033,000 | 1,484,000 |
| Provision for loan losses | 20,000 | 64,000 | 115,000 | 153,000 |
| Pretax income | -174,000 | -406,000 | -611,000 | -902,000 |
| Income tax | -50,000 | -117,000 | -172,000 | -254,000 |
| Net income | -124,000 | -289,000 | -439,000 | -648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,589,000 | 12,924,000 | 12,149,000 | 11,914,000 |
| Total capital | 12,673,000 | 13,052,000 | 12,328,000 | 12,131,000 |
| Risk-weighted assets | 11,105,000 | 17,555,000 | 19,853,000 | 22,153,000 |