Call reports 2008
SOUTH LOUISIANA BUSINESS BANK — 2008
What SOUTH LOUISIANA BUSINESS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Total assets | 17,601,000 | 21,989,000 |
| Total loans | 3,830,000 | 4,663,000 |
| Allowance for loan losses | 50,000 | 64,000 |
| Securities available for sale | 3,057,000 | 1,027,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 4,848,000 | 8,949,000 |
| Interest-bearing deposits | 3,866,000 | 7,094,000 |
| Noninterest-bearing deposits | 982,000 | 1,855,000 |
| Equity capital | 12,743,000 | 13,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Interest income | 153,000 | 351,000 |
| Interest expense | 34,000 | 76,000 |
| Net interest income | 119,000 | 275,000 |
| Noninterest income | 0 | 2,000 |
| Noninterest expense | 759,000 | 1,072,000 |
| Provision for loan losses | 50,000 | 64,000 |
| Pretax income | -690,000 | -859,000 |
| Income tax | -218,000 | -250,000 |
| Net income | -472,000 | -609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Tier 1 capital | 12,526,000 | 12,573,000 |
| Total capital | 12,576,000 | 12,637,000 |
| Risk-weighted assets | 7,585,000 | 9,031,000 |