Call reports 2025
BANK OF GRANDIN — 2025
What BANK OF GRANDIN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 226,469,000 | 228,887,000 | 231,405,000 | 234,655,000 |
| Total loans | 135,559,000 | 140,892,000 | 146,940,000 | 150,057,000 |
| Allowance for loan losses | 1,363,000 | 1,354,000 | 1,450,000 | 1,450,000 |
| Securities available for sale | 7,318,000 | 6,840,000 | 7,363,000 | 7,379,000 |
| Securities held to maturity | 70,825,000 | 67,278,000 | 63,766,000 | 59,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,432,000 | 195,220,000 | 197,088,000 | 200,193,000 |
| Interest-bearing deposits | 164,653,000 | 164,113,000 | 166,287,000 | 169,970,000 |
| Noninterest-bearing deposits | 28,779,000 | 31,107,000 | 30,801,000 | 30,223,000 |
| Equity capital | 31,716,000 | 32,256,000 | 32,830,000 | 33,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,606,000 | 10,118,000 | 13,734,000 |
| Interest expense | 1,418,000 | 2,814,000 | 4,273,000 | 5,753,000 |
| Net interest income | 1,894,000 | 3,792,000 | 5,845,000 | 7,981,000 |
| Noninterest income | 149,000 | 300,000 | 433,000 | 664,000 |
| Noninterest expense | 1,156,000 | 2,265,000 | 3,372,000 | 4,601,000 |
| Provision for loan losses | 45,000 | 120,000 | 225,000 | 367,000 |
| Pretax income | 842,000 | 1,707,000 | 2,681,000 | 3,677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 842,000 | 1,707,000 | 2,681,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,066,000 | 32,543,000 | 33,058,000 | 33,400,000 |