Call reports 2024
BANK OF GRANDIN — 2024
What BANK OF GRANDIN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 213,609,000 | 216,459,000 | 221,568,000 | 223,354,000 |
| Total loans | 117,030,000 | 121,917,000 | 125,719,000 | 129,298,000 |
| Allowance for loan losses | 1,248,000 | 1,240,000 | 1,283,000 | 1,250,000 |
| Securities available for sale | 12,317,000 | 10,845,000 | 7,864,000 | 7,265,000 |
| Securities held to maturity | 68,557,000 | 68,546,000 | 69,086,000 | 70,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,174,000 | 184,486,000 | 189,070,000 | 190,912,000 |
| Interest-bearing deposits | 154,986,000 | 157,638,000 | 163,868,000 | 164,091,000 |
| Noninterest-bearing deposits | 27,188,000 | 26,848,000 | 25,202,000 | 26,821,000 |
| Equity capital | 30,128,000 | 30,481,000 | 30,799,000 | 31,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,945,000 | 8,978,000 | 12,151,000 |
| Interest expense | 1,451,000 | 2,955,000 | 4,536,000 | 6,058,000 |
| Net interest income | 1,475,000 | 2,990,000 | 4,442,000 | 6,093,000 |
| Noninterest income | 164,000 | 343,000 | 526,000 | 691,000 |
| Noninterest expense | 1,059,000 | 2,129,000 | 3,315,000 | 4,366,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 217,000 |
| Pretax income | 535,000 | 1,114,000 | 1,518,000 | 2,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 1,114,000 | 1,518,000 | 2,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,802,000 | 31,081,000 | 31,185,000 | 31,577,000 |