Call reports 2023
BANK OF GRANDIN — 2023
What BANK OF GRANDIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,186,000 | 210,997,000 | 210,354,000 | 214,559,000 |
| Total loans | 106,814,000 | 107,921,000 | 106,407,000 | 110,668,000 |
| Allowance for loan losses | 1,255,000 | 1,253,000 | 1,256,000 | 1,250,000 |
| Securities available for sale | 14,099,000 | 13,981,000 | 16,879,000 | 16,114,000 |
| Securities held to maturity | 67,848,000 | 67,834,000 | 68,767,000 | 69,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,965,000 | 180,421,000 | 179,578,000 | 183,597,000 |
| Interest-bearing deposits | 145,996,000 | 149,753,000 | 148,116,000 | 152,668,000 |
| Noninterest-bearing deposits | 31,969,000 | 30,668,000 | 31,462,000 | 30,929,000 |
| Equity capital | 29,381,000 | 29,462,000 | 29,459,000 | 29,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,720,000 | 7,378,000 | 10,127,000 |
| Interest expense | 951,000 | 2,106,000 | 3,413,000 | 4,802,000 |
| Net interest income | 1,298,000 | 2,614,000 | 3,965,000 | 5,325,000 |
| Noninterest income | 141,000 | 303,000 | 447,000 | 629,000 |
| Noninterest expense | 1,077,000 | 2,171,000 | 3,339,000 | 4,448,000 |
| Provision for loan losses | 61,000 | 121,000 | 166,000 | 229,000 |
| Pretax income | 287,000 | 611,000 | 893,000 | 1,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 611,000 | 893,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,197,000 | 30,346,000 | 30,398,000 | 30,549,000 |