Call reports 2022
BANK OF GRANDIN — 2022
What BANK OF GRANDIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 199,736,000 | 198,979,000 | 198,836,000 | 198,121,000 |
| Total loans | 103,063,000 | 103,763,000 | 104,226,000 | 103,004,000 |
| Allowance for loan losses | 1,220,000 | 1,159,000 | 1,202,000 | 1,250,000 |
| Securities available for sale | 7,764,000 | 8,468,000 | 9,103,000 | 9,601,000 |
| Securities held to maturity | 63,530,000 | 68,469,000 | 68,182,000 | 67,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,435,000 | 169,414,000 | 169,138,000 | 168,471,000 |
| Interest-bearing deposits | 139,333,000 | 138,742,000 | 137,455,000 | 136,808,000 |
| Noninterest-bearing deposits | 31,102,000 | 30,672,000 | 31,683,000 | 31,663,000 |
| Equity capital | 28,881,000 | 29,073,000 | 29,035,000 | 29,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 3,992,000 | 6,043,000 | 8,158,000 |
| Interest expense | 319,000 | 623,000 | 1,007,000 | 1,590,000 |
| Net interest income | 1,673,000 | 3,369,000 | 5,036,000 | 6,568,000 |
| Noninterest income | 204,000 | 364,000 | 536,000 | 673,000 |
| Noninterest expense | 1,051,000 | 2,054,000 | 3,191,000 | 4,345,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 314,000 |
| Pretax income | 751,000 | 1,529,000 | 2,156,000 | 2,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 751,000 | 1,529,000 | 2,156,000 | 2,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,422,000 | 29,810,000 | 30,062,000 | 30,181,000 |