Call reports 2021
BANK OF GRANDIN — 2021
What BANK OF GRANDIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 192,694,000 | 194,721,000 | 194,290,000 | 197,197,000 |
| Total loans | 109,563,000 | 107,430,000 | 105,257,000 | 108,160,000 |
| Allowance for loan losses | 1,369,000 | 1,229,000 | 1,233,000 | 1,250,000 |
| Securities available for sale | 5,680,000 | 6,386,000 | 6,145,000 | 7,867,000 |
| Securities held to maturity | 47,767,000 | 50,914,000 | 59,878,000 | 60,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,328,000 | 165,553,000 | 164,845,000 | 167,871,000 |
| Interest-bearing deposits | 134,071,000 | 135,054,000 | 135,110,000 | 137,988,000 |
| Noninterest-bearing deposits | 30,257,000 | 30,499,000 | 29,735,000 | 29,883,000 |
| Equity capital | 27,829,000 | 28,586,000 | 28,831,000 | 28,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,023,000 | 4,421,000 | 6,429,000 | 8,474,000 |
| Interest expense | 388,000 | 747,000 | 1,091,000 | 1,422,000 |
| Net interest income | 1,635,000 | 3,674,000 | 5,338,000 | 7,052,000 |
| Noninterest income | 127,000 | 272,000 | 423,000 | 554,000 |
| Noninterest expense | 1,000,000 | 2,007,000 | 3,044,000 | 4,088,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 327,000 |
| Pretax income | 687,000 | 1,789,000 | 2,492,000 | 3,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,789,000 | 2,492,000 | 3,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,826,000 | 28,586,000 | 28,824,000 | 29,067,000 |