Call reports 2020
BANK OF GRANDIN — 2020
What BANK OF GRANDIN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,191,000 | 183,517,000 | 182,587,000 | 186,703,000 |
| Total loans | 106,454,000 | 108,220,000 | 107,011,000 | 108,102,000 |
| Allowance for loan losses | 1,160,000 | 1,236,000 | 1,316,000 | 1,250,000 |
| Securities available for sale | 6,954,000 | 5,797,000 | 6,462,000 | 6,089,000 |
| Securities held to maturity | 38,905,000 | 40,250,000 | 45,822,000 | 49,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,751,000 | 155,754,000 | 154,571,000 | 158,685,000 |
| Interest-bearing deposits | 127,536,000 | 131,914,000 | 130,066,000 | 131,447,000 |
| Noninterest-bearing deposits | 20,215,000 | 23,840,000 | 24,505,000 | 27,238,000 |
| Equity capital | 26,785,000 | 27,076,000 | 27,270,000 | 27,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,222,000 | 6,299,000 | 8,311,000 |
| Interest expense | 620,000 | 1,153,000 | 1,639,000 | 2,073,000 |
| Net interest income | 1,481,000 | 3,069,000 | 4,660,000 | 6,238,000 |
| Noninterest income | 177,000 | 280,000 | 350,000 | 551,000 |
| Noninterest expense | 979,000 | 1,958,000 | 3,039,000 | 4,024,000 |
| Provision for loan losses | 110,000 | 285,000 | 380,000 | 588,000 |
| Pretax income | 569,000 | 1,106,000 | 1,591,000 | 2,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,106,000 | 1,591,000 | 2,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,728,000 | 27,004,000 | 27,210,000 | 27,484,000 |
| Total capital | 27,888,000 | 28,240,000 | 28,526,000 | — |
| Risk-weighted assets | 172,812,000 | 142,817,000 | 154,469,000 | — |