Call reports 2019
BANK OF GRANDIN — 2019
What BANK OF GRANDIN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 161,528,000 | 166,540,000 | 168,881,000 | 172,266,000 |
| Total loans | 97,279,000 | 97,989,000 | 100,717,000 | 104,099,000 |
| Allowance for loan losses | 1,078,000 | 1,084,000 | 982,000 | 1,100,000 |
| Securities available for sale | 7,456,000 | 9,953,000 | 8,404,000 | 5,808,000 |
| Securities held to maturity | 40,287,000 | 39,232,000 | 43,901,000 | 44,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,848,000 | 139,436,000 | 141,751,000 | 145,226,000 |
| Interest-bearing deposits | 114,957,000 | 119,687,000 | 122,072,000 | 126,123,000 |
| Noninterest-bearing deposits | 19,891,000 | 19,749,000 | 19,679,000 | 19,103,000 |
| Equity capital | 26,104,000 | 26,409,000 | 26,213,000 | 26,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,966,000 | 6,093,000 | 8,229,000 |
| Interest expense | 576,000 | 1,231,000 | 1,903,000 | 2,562,000 |
| Net interest income | 1,365,000 | 2,735,000 | 4,190,000 | 5,667,000 |
| Noninterest income | 143,000 | 295,000 | 482,000 | 630,000 |
| Noninterest expense | 892,000 | 1,821,000 | 2,903,000 | 3,814,000 |
| Provision for loan losses | 85,000 | 160,000 | 245,000 | 433,000 |
| Pretax income | 531,000 | 1,049,000 | 1,524,000 | 2,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,049,000 | 1,524,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,177,000 | 26,428,000 | 26,219,000 | 26,463,000 |
| Total capital | 27,255,000 | 27,512,000 | 27,201,000 | 27,563,000 |
| Risk-weighted assets | 127,314,000 | 133,097,000 | 124,051,000 | 128,752,000 |