Call reports 2018
BANK OF GRANDIN — 2018
What BANK OF GRANDIN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,336,000 | 154,278,000 | 155,525,000 | 159,344,000 |
| Total loans | 92,583,000 | 97,041,000 | 96,421,000 | 96,911,000 |
| Allowance for loan losses | 1,218,000 | 1,303,000 | 1,238,000 | 1,200,000 |
| Securities available for sale | 5,110,000 | 5,020,000 | 4,935,000 | 4,944,000 |
| Securities held to maturity | 44,955,000 | 43,956,000 | 43,247,000 | 42,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,181,000 | 125,918,000 | 129,408,000 | 133,093,000 |
| Interest-bearing deposits | 103,610,000 | 105,530,000 | 109,622,000 | 113,224,000 |
| Noninterest-bearing deposits | 20,571,000 | 20,388,000 | 19,786,000 | 19,869,000 |
| Equity capital | 25,017,000 | 25,252,000 | 25,422,000 | 25,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,561,000 | 5,459,000 | 7,414,000 |
| Interest expense | 294,000 | 681,000 | 1,141,000 | 1,659,000 |
| Net interest income | 1,451,000 | 2,880,000 | 4,318,000 | 5,755,000 |
| Noninterest income | 139,000 | 246,000 | 385,000 | 539,000 |
| Noninterest expense | 908,000 | 1,835,000 | 2,886,000 | 3,798,000 |
| Provision for loan losses | 90,000 | 175,000 | 255,000 | 370,000 |
| Pretax income | 592,000 | 1,116,000 | 1,562,000 | 2,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 592,000 | 1,116,000 | 1,562,000 | 2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,181,000 | 25,434,000 | 25,628,000 | 25,913,000 |
| Total capital | 26,399,000 | 26,737,000 | 26,866,000 | 27,113,000 |
| Risk-weighted assets | 111,952,000 | 119,539,000 | 120,158,000 | 124,111,000 |