Call reports 2017
BANK OF GRANDIN — 2017
What BANK OF GRANDIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,447,000 | 153,957,000 | 153,117,000 | 152,875,000 |
| Total loans | 86,186,000 | 86,720,000 | 87,140,000 | 89,477,000 |
| Allowance for loan losses | 1,101,000 | 1,201,000 | 1,103,000 | 1,200,000 |
| Securities available for sale | 5,530,000 | 5,493,000 | 5,394,000 | 5,247,000 |
| Securities held to maturity | 48,375,000 | 48,369,000 | 47,965,000 | 48,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,830,000 | 128,919,000 | 127,922,000 | 127,776,000 |
| Interest-bearing deposits | 108,851,000 | 109,172,000 | 107,989,000 | 108,134,000 |
| Noninterest-bearing deposits | 18,979,000 | 19,747,000 | 19,933,000 | 19,642,000 |
| Equity capital | 24,309,000 | 24,599,000 | 24,644,000 | 24,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,385,000 | 5,109,000 | 6,858,000 |
| Interest expense | 228,000 | 464,000 | 715,000 | 986,000 |
| Net interest income | 1,437,000 | 2,921,000 | 4,394,000 | 5,872,000 |
| Noninterest income | 145,000 | 279,000 | 404,000 | 463,000 |
| Noninterest expense | 778,000 | 1,796,000 | 2,948,000 | 3,971,000 |
| Provision for loan losses | 170,000 | 280,000 | 475,000 | 606,000 |
| Pretax income | 634,000 | 1,124,000 | 1,375,000 | 1,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 634,000 | 1,124,000 | 1,375,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,394,000 | 24,638,000 | 24,685,000 | 24,882,000 |
| Total capital | 25,495,000 | 25,839,000 | 25,788,000 | 26,082,000 |
| Risk-weighted assets | 110,242,000 | 112,608,000 | 112,406,000 | 109,325,000 |